David Hern's New Web-Site
Quotes: "If you aim at nothing, you will hit it every time." ~Zigg Ziglar
49% of Americans could cover less than one month's expenses if they lost their income.
Great spirits have always found violent opposition from mediocre minds ~albert einstein
Personal Finance is 80% behavior and 20% head knowledge.
If you have signed surety, my son,...deliver yourself like the bird from the hand of the fowler and the gazelle from the hand of the hunter.